Social Security is not going to be available to future retiree’s and will probably not exist in the near future. However, there are other alternatives that are available to the public if they just choose to use application in their lives. The Employee Retirement Income Security Act of 1974 (ERISA) (Pub.L 93-406, 88 Stat 829, September 2, 1974) is an American federal statute that establishes minimum standards for pension plans in private industry and provides for extensive rules on the federal income tax effects of transactions associated with employee benefit plans. ERISA was enacted to protect the interests of employee benefit plan participants and their beneficiaries by requiring the disclosure to them of financial and other information concerning the plan; by establishing standards of conduct for plan fiduciaries; and by providing for appropriate remedies and access to the federal courts. ERISA was enacted in 1974 and signed into law by President Gerald Ford on September 2, 1974 — Labor Day. In the years since 1974, ERISA has been amended repeatedly. Essentially, what ERISA does is enable individuals to invest in different vehicles and establish their own retirement plan. But the majority of people in the United States are unaware that they can create their own personal Social Security by creating and investing into their own companies on the corporate level (with a team of co-owners) in order to have continual access to cash flow for a lifetime and beyond.