Why is the percentage of wealthy individuals in the United States only 1%? There are plenty of individuals who work hard physically but how about mentally, and why won't they do this to generate wealth? It's because the majority of people in the U.S. choose the lazy option. People would rather stay in the comfortable rut of their lives than go out and apply the experience they've accumulated to improve and stimulate the marketplace. If more people had the driving desire to reach for their dreams and work for it, their dreams would actually come true. Why won't more individuals do this? It's because they figure they have all the time in the world and that they will live forever in this dispensation. It's just like salvation, people are of the mindset nowadays of "I'll do it tomorrow, I just need more time to think this through" and than a heart attack occurs and it's too late to do anything else. The time to generate wealth for a lifetime is now! The time to apply those things you have learned is now! Don't be a part of the majority who live with the regrets of what they should have done with their lives, be a part of the ones who make a major impact in every ones lives. The time to act is now in order to make a difference, remember laziness is not an option, it's just an excuse to not do anything at all.